Shannons Insurance Review

You’re cruising down Australia’s beautiful coastal roads, wind in your hair, sun on your face. It’s a fantastic day, and you’re loving every moment. But, you know how life can be unpredictable, right? That’s where Shannons car insurance comes in, like that trusty friend who’s always got your back.

In this blog post, we’re going to dive deep into why Shannons insurance is the go-to choice for Aussies who value peace of mind on the road. So, let’s get ready to explore the world of auto coverage that’s as reliable as the road itself.

What is car insurance?

Car insurance, in its essence, is like a safety net for your vehicle, providing financial protection when unexpected situations arise. It’s like having a trusted companion on the road, ensuring that you’re covered in case of accidents, theft, or damage to your car. 

But let’s dive deeper into what car insurance entails. When you obtain car insurance, you essentially enter into a contract with an insurance company. You agree to pay a regular premium, and in return, they promise to help you financially if something unfortunate happens to your vehicle.

This assistance can come in various forms. If you’re in an accident, car insurance can help cover the cost of repairs to your car, medical expenses if you or others are injured, and even legal fees. It’s your reliable partner in navigating the unexpected twists and turns of the road.

Car insurance is not just a legal requirement in many places; it’s a practical necessity. It’s like having a personal bodyguard for your vehicle, ensuring that you’re protected and safeguarded in the event of mishaps. It’s an investment in peace of mind, allowing you to focus on the joy of driving while knowing you’re prepared for the unexpected.

Benefits of car insurance

Car Insurance Provides Unparalleled Financial Protection:

In the face of adversity, it becomes your steadfast ally, serving as an impenetrable financial fortress. It shields policyholders from the harsh blows of accidents, theft, or vehicular damage, covering the complete spectrum of repair and replacement costs.

Assuming the Role of Your Legal Guardian, Liability Coverage Extends:

In the unfortunate event of an accident where you are at fault, it shoulders the responsibility for damage to other vehicles or injuries to individuals. This safety net prevents the legal vultures from circling, safeguarding your assets and peace of mind.

Prioritizing Compliance with the Law:

In many jurisdictions, car insurance is not merely a choice but a statutory mandate. Embracing car insurance is an act of legal diligence, ensuring you remain in good standing with the law, and neglecting this obligation exposes drivers to an array of legal ramifications.

Optional Coverage Guards Against Uninsured Perils:

Uninsured/underinsured motorist coverage is a defensive fortress within car insurance. It stands vigilant against the recklessness of uninsured drivers, ensuring you are not left to grapple with financial adversity in the wake of an accident. Your insurer becomes the safety net when others fall short.

Bestowing the Elixir of Peace of Mind, Car Insurance:

It is the invaluable benefit that allows drivers to steer their course with equanimity. The knowledge that a protective wing spans overhead in the face of unforeseen adversities quells the anxieties of the open road.

Who is Shannons Insurance?

So, you might be wondering, who exactly is Shannons Insurance? Well, they’re a pretty big deal in the insurance world, especially if you’re into classic cars, vintage vehicles, motorcycles, or even just protecting your home. Shannons is an Aussie insurance provider that’s been around for over 50 years, and they know their stuff when it comes to taking care of motoring enthusiasts like you.

What’s cool about Shannons is that they offer a bunch of different insurance options to suit all kinds of folks. If you’ve got a classic car, they’ve got this thing called “agreed value cover” that ensures your precious ride is fully insured for its market value, even if the worst happens.

But that’s not all – if you’re into modifying cars, driving imports, or using your wheels for business, Shannons has your back. They’ve got you covered for those too.

And it’s not just about cars. Shannons also does motorcycle and home insurance. So, whether you’re a biker or a homeowner, they’ve got you sorted.

The best part? Shannons is all about making your life easy. They’ve got a team of helpful folks who can guide you to the right insurance, and they even offer online services to keep things simple.

In a nutshell, if you’re looking for insurance that’s tailored to your motoring passions or your home, Shannons Insurance is a top choice. They’re all about giving you the best coverage, competitive rates, and awesome customer service. So, for motoring enthusiasts and homeowners, Shannons is the way to go.

Who owns Shannons Insurance?

Now, let’s talk about ownership. Shannons Insurance is like the cool kid in school who’s part of a big gang. They’re a fully owned sidekick of Suncorp Group Limited, which is an Aussie-based financial services company. Suncorp Group and Shannons have been buddies since 2002, and Shannons still gets to be its own unique self within the group.

Suncorp Group is this big player in the financial world, offering all sorts of stuff like car insurance, home insurance, motorcycle insurance, and even banking services.

So, why is this a big deal for you? Well, because Shannons is part of the Suncorp family, you get the best of both worlds. You get the personalized, motoring-focused service of Shannons, plus the financial expertise and resources of Suncorp. It means you can get a wide range of insurance options at competitive prices.

In a nutshell, the fact that Shannons Insurance is in cahoots with Suncorp Group is a win-win for you. It means you’re backed by a strong, reputable parent company while still getting that specialized care you deserve. So, you’re in good hands with Shannons.

Shannons insurance review: Pros and Cons

Shannons Insurance: Shannons is a leading Australian insurance provider specialising in classic, vintage, imported, and modified cars, as well as motorcycles and homes. They are known for their comprehensive coverage, competitive rates, and strong commitment to the motoring community.


Shannons offers agreed value cover for classic cars, cover for modified and imported vehicles, and cover for vehicles used for business purposes. They have comprehensive online services and a strong commitment to customer service.


Premiums can be higher than for other insurers, especially for classic and specialty vehicles. Some customers have reported difficulty making claims.

READ ALSO: InsureandGo Travel Insurance Review

How do I contact Shannons insurance?

There are a few ways to contact Shannons Insurance:

  • By phone: You can call Shannons on 13 46 46. Their phone lines are open from 8am to 7pm AEDT, Monday to Friday.
  • Online: You can contact Shannons online by submitting an enquiry form on their website. You can also use their live chat feature to chat with a customer service representative in real time.
  • By mail: You can write to Shannons at the following address:

Shannons Insurance PO Box 1029 Melbourne VIC 3001 Australia

In summary Shannons Insurance is a good option for motorists who need specialist insurance for their classic car, motorcycle, or home. Their comprehensive coverage, competitive rates, and strong commitment to customer service make them a trusted choice for many motoring enthusiasts and homeowners.


Does Shannons insure modified cars?

Yes, Shannons Insurance does provide coverage for modified cars. 

Does Shannons have CTP insurance?

Yes, Shannons Insurance offers CTP insurance in New South Wales. Shannons is an authorised agent of GIO, one of the six licensed insurers approved by SIRA to provide CTP cover in NSW.

Do you have to be the registered owner of a vehicle to insure it in Australia?

Yes, you do have to be the registered owner of a vehicle to insure it in Australia. This is because compulsory third party (CTP) insurance is mandatory for all registered vehicles, and only the registered owner can purchase CTP insurance.

Can you pay Shannons insurance monthly?

Yes, you can pay Shannons insurance monthly. Shannons offers a variety of payment options, including monthly, quarterly, half-yearly, and annual payments. There is no additional charge for paying monthly.

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